Fixed rate mortgages are what they sound like—mortgages in which the interest rates are fixed for the life of the loan. Simple and predictable!
Fixed Rate Loan Programs
Loan Finder > Mortgage Tag: Fixed Rate
Fixed rate mortgages are what they sound like—mortgages in which the interest rates are fixed for the life of the loan. Simple and predictable!
There are 27 loan programs in this category.
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Conventional Cash-Out Refinance
Tap into your home’s equity, potentially lower your rate and/or change your conventional loan terms.
Conventional Loans
The most diverse set of mortgage products for a variety of homebuyer and homeowner situations.
Conventional Purchase Loan
The most popular loan program for purchasing a home. Straightforward, smooth, and simple qualification.
Conventional Rate & Term Refinance
The most popular loan program for refinancing a home loan. Straightforward, smooth, and simple qualification.
EquityBuilder
Grow the equity in your home faster with a lower interest rate and shorter loan term.
FHA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your loan terms.
FHA Purchase Loan
Purchase a home with as little as 3.5% down and easier qualification factors.
FHA Rate & Term Refinance
Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.
FHA Streamline Refinance
Get a lower rate, and save time and money, when refinancing your existing FHA mortgage.
First Home Loan
100% financing with a low interest rate specifically designed for first-time Utah homebuyers
Home Possible®
The Home Possible® program offers outstanding flexibility for limited-income borrowers to buy a home with a low down payment.
HomeAgain Loan
A versatile 100% financing option for repeat and first-time Utah homebuyers.
HomeReady®
The HomeReady® program enables individuals with limited income to buy a home with a low down payment.
Investor Cash Flow
For borrowers seeking financing for investment properties up to $2M utilizing the rental income to determine cash flow.
Jumbo Loans
Dreaming big? Low rate loan options for loan amounts up to $3 million to buy or refinance your dream home.
Non-Warrantable Condo
Financing for newer condo projects that may not meet conventional program requirements.
One-Time Close Construction Loan
Construction-to-permanent financing combines the best features of both a construction and a permanent loan.
Score Loan
100% financing loan option for first-time or repeat Utah homebuyers with credit challenges.
USDA Purchase Loan
Purchase a home with $0 down and easier qualification factors in an eligible rural area.
USDA Refinance Loan
Easily refinance your existing USDA loan to a lower rate with a USDA refinance.
Utah Housing Loans
A variety of $0 down home loan options for first-time and repeat Utah homebuyers.
VA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your VA loan terms.
VA Loans
$0 down home financing options for active-duty military personnel, veterans, and their families.
VA Purchase Loan
$0 down home purchase option for active-duty military personnel, veterans, and their families.
VA Streamline Refinance (IRRRL)
Get a lower rate, and save time and money, when refinancing your existing VA mortgage.
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