Non-Warrantable Condo
Financing for newer condo projects that may not meet conventional program requirements.
Question:
Question:
Looking to purchase a condo but a mortgage lender told you it doesn’t qualify for conventional financing?
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FACTS
Minimum Credit Score:
620
Minimum Down Payment:
10%
Max Debt-to-Income:
43%
Max Loan Amount:
$484,350
Primary Residences 
Second Homes
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
10%
Max Debt-to-Income:
43%
Max Loan Amount:
$484,350
Available for:
| Primary Residences |
| Second Homes |
Reasons a condominium might be considered non-warrantable:
- Less than 90% of the total units have been conveyed to owners
- A single person or entity owns more than 10% of the units
- Developments in which more than 20% of units are commercial or mixed use
- Developments that have a higher concentration of renters
- All units and common areas are not complete
- The development is subject to future phases and construction
- The developer has not turned over control of the association to the unit owners
Program Features:
- Primary Residence or Second Home
- Maximum Loan amount up to $484,350
- Conforming fixed or ARM with various loan terms available
- Purchase with as little as 10% down
All loans are subject to credit review and approval. This is not a commitment to lend.
Amortization Options:
Is Non-Warrantable Condo Loan Right for You?
Fill out this questionnaire to see if we can help you achieve your homeownership goals with a Non-Warrantable Condo Loan.
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804.724.LOAN
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Non-Warrantable Condo are available in the following States: Alabama, Arizona, Colorado, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee, Utah, Virginia, Washington
Special Offers and Programs
Updated
Why Choose 
?
?
LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
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Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
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