Question:
Question:
Looking to purchase or refinance a condo but a mortgage lender told you it doesn’t qualify for conventional financing?
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
10%
Max Debt-to-Income:
43%
Max Loan Amount:
$3,000,000


QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
10%
Max Debt-to-Income:
43%
Max Loan Amount:
$3,000,000
Available for:
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Reasons a condominium might be considered non-warrantable:
- Less than 90% of the total units have been conveyed to owners
- A single person or entity owns more than 10% of the units
- Developments in which more than 20% of units are commercial or mixed use
- Developments that have a higher concentration of renters
- All units and common areas are not complete
- The development is subject to future phases and construction
- The developer has not turned over control of the association to the unit owners
Program Features:
- Primary Residences, Second Homes or Investment Properties
- Maximum Loan amount up to $3,000,000
- Conforming fixed or ARM with various loan terms available
- Purchase with as little as 10% down
All loans are subject to credit review and approval. This is not a commitment to lend.
Amortization Options:
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Non-Warrantable Condo are available in the following States: Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kentucky, Massachusetts, Michigan, New Jersey, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington
Why Choose
at Northpointe Bank?

The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5

Rated 4.9 out of 5
Based on 463 customer reviews
Based on 463 customer reviews


