Explore our extensive portfolio of loan options for purchasing a home. Narrow your options by visiting our loan finder and adjusting the search filters to fit your unique situation.
Purchase Loan Programs
Loan Finder > Mortgage Tag: Purchase
Explore our extensive portfolio of loan options for purchasing a home. Narrow your options by visiting our loan finder and adjusting the search filters to fit your unique situation.
There are 26 loan programs in this category.
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Bank Statement Program
Financing just got easier for Northpointe's self-employed borrowers who prefer bank statements over tax returns.

Conventional Loans
The most diverse set of mortgage products for a variety of homebuyer and homeowner situations.

FreshStart
Financing for qualified borrowers who have had a financial hardship such as a short sale*.

HomeReady®
The HomeReady® program enables individuals with limited income to buy a home with a low down payment.

Investor Cash Flow
For borrowers seeking financing for investment properties up to $2M utilizing the rental income to determine cash flow.

Neighborhood Hero
A home loan for heroes who give their all. Low down payment options with as little as 3% of purchase price.

Non-Warrantable Condo
Financing for newer condo projects that may not meet conventional program requirements.

One-Time Close Construction Loan
Construction-to-permanent financing combines the best features of both a construction and a permanent loan.

Professional Loan
Home financing for established professionals for as little as 3% down and the possibility of no mortgage insurance.

USDA Purchase Loan
Purchase a home with $0 down and easier qualification factors in an eligible rural area.

Utah Housing Conventional
Conventional financing loan option for first time or repeat Utah homebuyers with median or low incomes.

Utah Housing FirstHome
100% financing with lower interest rates specifically designed for first-time Utah homebuyers

Utah Housing Loans
A variety of $0 down home loan options for first-time and repeat Utah homebuyers.