Explore our extensive portfolio of loan options for purchasing a home. Narrow your options by visiting our loan finder and adjusting the search filters to fit your unique situation.
Purchase Loan Programs
Loan Finder > Mortgage Tag: Purchase
Explore our extensive portfolio of loan options for purchasing a home. Narrow your options by visiting our loan finder and adjusting the search filters to fit your unique situation.
There are 26 loan programs in this category.
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Bank Statement Program
Financing just got easier for Northpointe's self-employed borrowers who prefer bank statements over tax returns.
Conventional Loans
The most diverse set of mortgage products for a variety of homebuyer and homeowner situations.
Conventional Purchase Loan
The most popular loan program for purchasing a home. Straightforward, smooth, and simple qualification.
EquityBuilder
Grow the equity in your home faster with a lower interest rate and shorter loan term.
FHA Purchase Loan
Purchase a home with as little as 3.5% down and easier qualification factors.
First Home Loan
100% financing with a low interest rate specifically designed for first-time Utah homebuyers
FreshStart
Financing for qualified borrowers who have had a financial hardship such as a short sale*.
Home Possible®
The Home Possible® program offers outstanding flexibility for limited-income borrowers to buy a home with a low down payment.
HomeAgain Loan
A versatile 100% financing option for repeat and first-time Utah homebuyers.
HomeReady®
The HomeReady® program enables individuals with limited income to buy a home with a low down payment.
Investor Cash Flow
For borrowers seeking financing for investment properties up to $2M utilizing the rental income to determine cash flow.
Jumbo Loans
Dreaming big? Low rate loan options for loan amounts up to $3 million to buy or refinance your dream home.
Neighborhood Hero
A home loan for heroes who give their all. Low down payment options with as little as 3% of purchase price.
Non-Warrantable Condo
Financing for newer condo projects that may not meet conventional program requirements.
Northpointe 100% Program
100% financing loan program for qualified buyers without years of waiting to save.
One-Time Close Construction Loan
Construction-to-permanent financing combines the best features of both a construction and a permanent loan.
Professional Loan
Home financing for established professionals for as little as 3% down and the possibility of no mortgage insurance.
Score Loan
100% financing loan option for first-time or repeat Utah homebuyers with credit challenges.
USDA Purchase Loan
Purchase a home with $0 down and easier qualification factors in an eligible rural area.
Utah Housing Loans
A variety of $0 down home loan options for first-time and repeat Utah homebuyers.
VA Loans
$0 down home financing options for active-duty military personnel, veterans, and their families.
VA Purchase Loan
$0 down home purchase option for active-duty military personnel, veterans, and their families.
Vacant Land
Northpointe Bank offers vacant land loans. Purchase your desired lot today while you design your home.
(801) 810-6503