Doctor Loan
Practicing Physicians or in residency may qualify for $0 down and no mortgage insurance.
Question:
Question:
Are you a practicing physician or in residency and looking for a mortgage that matches up with your income potential?
QUICK
FACTS
Minimum Credit Score:
720
Minimum Down Payment:
0%
Max Debt-to-Income:
43%
Max Loan Amount:
$1,300,000
Primary Residences
QUICK
FACTS
Minimum Credit Score:
720
Minimum Down Payment:
0%
Max Debt-to-Income:
43%
Max Loan Amount:
$1,300,000
Available for:
| Primary Residences |
WHO CAN QUALIFY FOR A DOCTOR LOAN?
If you have an executed Employment Contract with a start date no later than 90 days after your loan closing date, we may be able to help you get the ideal loan product. Northpointe Bank’s Doctor Loan Program is a great solution for the following medical professions:
- Medical Doctors (MD)
- Dr. of Osteopathy (DO)
- Dr. of Dental Surgery (DDS)
- Dr. of Dental Medicine (DMD)
- Dr. of Optometry (OD)
- Dr. of Ophthalmology (MD)
- Dr. of Podiatric Medicine (DP)
- Dr. of Surgery (DCh)
- Dr. of Psychiatric Medicine (DPM)
- Dr. of Veterinary Medicine (DVM)
- Chiropractors
100% Financing
Other Doctor Loan Programs usually require a 5% down payment. But at Team 101 at Northpointe Bank, you can finance up to 100% of the purchase price of your new home—up to $1 million!
No Private Mortgage Insurance
Save hundreds of dollars a month by avoiding PMI (Private Mortgage Insurance). Our Doctor Loan doesn’t require it!
Don’t Count Student Loans towards DTI
If we can show that your student loans are deferred for at least one year, they will not be counted in your debt-to-income calculation.
Amortization Options:
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801.810.6503
OR GET IN TOUCH ONLINE – or –
Doctor Loan is available in the following states: Alabama, Arizona, Colorado, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington
Why Choose 
?
LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
GREAT SERVICE
Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
QUICK CLOSE
Move into your new home sooner. Time saved plus low rates equals more savings for you.
