Loan programs that do not require a down payment. 100% financing programs allow those with limited funds, or those who would like to use their savings for other purposes, to purchase a home.
100% Financing Loan Programs
Loan Finder > Mortgage Tag: 100% Financing
Loan programs that do not require a down payment. 100% financing programs allow those with limited funds, or those who would like to use their savings for other purposes, to purchase a home.
There are 12 loan programs in this category.
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First Home Loan
100% financing with a low interest rate specifically designed for first-time Utah homebuyers

Northpointe 100% Program
100% financing loan program for qualified buyers without years of waiting to save.

Score Loan
100% financing loan option for first-time or repeat Utah homebuyers with credit challenges.

USDA Purchase Loan
Purchase a home with $0 down and easier qualification factors in an eligible rural area.

VA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your VA loan terms.

VA Purchase Loan
$0 down home purchase option for active-duty military personnel, veterans, and their families.