Utah Housing Loans

A variety of $0 down home loan options for first-time and repeat Utah homebuyers.

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Question:

Question:

Are you a Utah resident looking for a creative way to achieve 100% financing?

CONSIDER A UTAH HOUSING LOAN

Utah Housing Corporation (UHC) loans allow an eligible borrower to borrow all or a portion of their down payment and closing costs. Established by the Utah Legislature in 1975, Utah Housing was created to provide safe and decent housing for low and moderate income families. It is the #1 down payment assistance program in Utah. The program offers options for buyers needing help with down payment and closing costs.

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FACTS

Minimum Credit Score:

620

Minimum Down Payment:

0%

Max Debt-to-Income:

50%

Max Loan Amount:

$435,500*

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

0%

Max Debt-to-Income:

50%

Max Loan Amount:

$435,500*

Available for:

  Primary Residences

TYPES OF UTAH HOUSING LOANS

Utah Housing loans are a 2nd mortgage that work in tandem with an FHA or VA loan and allow a Utah homebuyer to borrow additional funds for their down payment and closing costs. Explore the 3 unique Utah Housing loan programs here:

Amortization Options:

Score Loan

100% financing loan option for first-time or repeat Utah homebuyers with credit challenges.

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HomeAgain Loan

A versatile 100% financing option for repeat and first-time Utah homebuyers.

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First Home Loan

100% financing with a low interest rate specifically designed for first-time Utah homebuyers

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  • Utah Housing loans are subject to income and purchase price limits. Northpointe Bank is a participating lender for the Utah Housing Corporation (UHC). Consult with your Team 101 at Northpointe Bank loan officer for details.

Is a Utah Housing Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a Utah Housing Loan.

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CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

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CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

Utah Housing Loans are available in the following States: Utah

Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

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Move into your new home sooner. Time saved plus low rates equals more savings for you.