Utah Housing Loans

A variety of $0 down home loan options for first-time and repeat Utah homebuyers.

Question:

Question:

Are you a Utah resident looking for a creative way to achieve 100% financing?

Minimum Credit Score:

620

Max Debt-to-Income:

50%

Max Loan Amount:

$726,200*

Consider a Utah Housing Loan

Utah Housing Corporation (UHC) loans allow an eligible borrower to borrow all or a portion of their down payment and closing costs. Established by the Utah Legislature in 1975, Utah Housing was created to provide safe and decent housing for low and moderate income families. It is the #1 down payment assistance program in Utah. The program offers options for buyers needing help with down payment and closing costs.

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

620

Max Debt-to-Income:

50%

Max Loan Amount:

$726,200*

Available for:

  Primary Residences

TYPES OF UTAH HOUSING LOANS

Utah Housing loans are a 2nd mortgage that work in tandem with an FHA, Conventional or VA loan and allow a Utah homebuyer to borrow additional funds for their down payment and closing costs. Explore the 3 unique Utah Housing loan programs here:

Term Options:

Utah Housing Conventional

Conventional financing loan option for first time or repeat Utah homebuyers with median or low incomes.

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Utah Housing FHA/VA Loan

A versatile 100% financing option for repeat and first-time Utah homebuyers.

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Utah Housing FirstHome

100% financing with lower interest rates specifically designed for first-time Utah homebuyers

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  • Loan amount limits can differ between Utah Housing First Mortgage Programs. Utah Housing loans are subject to income and purchase price limits. Northpointe Bank is a participating lender for the Utah Housing Corporation (UHC). Consult with your Team 101 at Northpointe Bank loan officer for more details.

Is a Utah Housing Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a Utah Housing Loan.

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CALL US NOW           801.810.6503

– or –

CALL US NOW

   801.810.6503

Utah Housing Loans are available in the following States: Utah

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 472 customer reviews

Based on 472 customer reviews