
Utah Housing Loans
A variety of $0 down home loan options for first-time and repeat Utah homebuyers.
Question:
Question:
Are you a Utah resident looking for a creative way to achieve 100% financing?
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
0%
Max Debt-to-Income:
50%
Max Loan Amount:
$435,500*

QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
0%
Max Debt-to-Income:
50%
Max Loan Amount:
$435,500*
Available for:
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TYPES OF UTAH HOUSING LOANS
Utah Housing loans are a 2nd mortgage that work in tandem with an FHA or VA loan and allow a Utah homebuyer to borrow additional funds for their down payment and closing costs. Explore the 3 unique Utah Housing loan programs here:
Amortization Options:
Score Loan
100% financing loan option for first-time or repeat Utah homebuyers with credit challenges.
First Home Loan
100% financing with a low interest rate specifically designed for first-time Utah homebuyers
- Utah Housing loans are subject to income and purchase price limits. Northpointe Bank is a participating lender for the Utah Housing Corporation (UHC). Consult with your Team 101 at Northpointe Bank loan officer for details.
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Utah Housing Loans are available in the following States: Utah
Why Choose
?

LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
GREAT SERVICE
Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
QUICK CLOSE
Move into your new home sooner. Time saved plus low rates equals more savings for you.
