Utah Housing Loans
A variety of $0 down home loan options for first-time and repeat Utah homebuyers.
Question:
Question:
Are you a Utah resident looking for a creative way to achieve 100% financing?
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
0%
Max Debt-to-Income:
50%
Max Loan Amount:
$726,200*
Primary Residences
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
0%
Max Debt-to-Income:
50%
Max Loan Amount:
$726,200*
Available for:
| Primary Residences |
TYPES OF UTAH HOUSING LOANS
Utah Housing loans are a 2nd mortgage that work in tandem with an FHA, Conventional or VA loan and allow a Utah homebuyer to borrow additional funds for their down payment and closing costs. Explore the 3 unique Utah Housing loan programs here:
Amortization Options:
Utah Housing Conventional
Conventional financing loan option for first time or repeat Utah homebuyers with median or low incomes.
Utah Housing FHA/VA Loan
A versatile 100% financing option for repeat and first-time Utah homebuyers.
Utah Housing FirstHome
100% financing with lower interest rates specifically designed for first-time Utah homebuyers
- Utah Housing loans are subject to income and purchase price limits. Northpointe Bank is a participating lender for the Utah Housing Corporation (UHC). Consult with your Team 101 at Northpointe Bank loan officer for details.
– or –
801.810.6503
OR GET IN TOUCH ONLINE – or –
Utah Housing Loans are available in the following States: Utah
Why Choose 
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 466 customer reviews
Based on 466 customer reviews
