Utah Housing First Home

Back to Utah Housing Loans

100% financing with a low interest rate specifically designed for first-time Utah homebuyers

APPLY NOW

Question:

Question:

Are you a first-time Utah homebuyer in search of financing with a low rate and $0 down?

Team 101 at Northpointe Bank is not offering Utah Housing Corporation Loan Programs at this time.

CONSIDER A UTAH HOUSING FIRST HOME LOAN

This Utah Housing loan option is designed specifically for first time homebuyers. Up to 6% can be borrowed for down payment and closing costs. The program is setup as a 2nd mortgage coupled with an FHA or VA home loan, and offers the lowest interest rate of any of the Utah Housing loan products.

QUICK
FACTS

Minimum Credit Score:

660

Minimum Down Payment:

0%

Max Debt-to-Income:

45%

Max Loan Amount:

$414,900*

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

660

Minimum Down Payment:

0%

Max Debt-to-Income:

45%

Max Loan Amount:

$414,900*

Available for:

  Primary Residences

Amortization Options:

  • Utah Housing First Home loans are subject to income and purchase price limits that vary by county. Visit the Utah Housing Website for current details.

Is a Utah Housing First Home Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with First Home.

Get Started

– or –

CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

First Home Loans are available in the following States: Utah

Special Offers and Programs

Updated

Learn More

Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

QUICK CLOSE

Move into your new home sooner. Time saved plus low rates equals more savings for you.