Utah Housing First Home

Back to Utah Housing Loans

100% financing with a low interest rate specifically designed for first-time Utah homebuyers

APPLY NOW

Question:

Question:

Are you a first-time Utah homebuyer in search of financing with a low rate and $0 down?

CONSIDER A UTAH HOUSING FIRST HOME LOAN

This Utah Housing loan option is designed specifically for first time homebuyers. Up to 6% can be borrowed for down payment and closing costs. The program is setup as a 2nd mortgage coupled with an FHA or VA home loan, and offers the lowest interest rate of any of the Utah Housing loan products.

QUICK
FACTS

Minimum Credit Score:

660

Minimum Down Payment:

0%

Max Debt-to-Income:

45%

Max Loan Amount:

$476,700*

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

660

Minimum Down Payment:

0%

Max Debt-to-Income:

45%

Max Loan Amount:

$476,700*

Available for:

  Primary Residences

Amortization Options:

  • Utah Housing First Home loans are subject to income and purchase price limits that vary by county. Visit the Utah Housing Website for current details.

Share this Loan Program on Social Media!

Is a Utah Housing First Home Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with First Home.

Get Started

– or –

CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

First Home Loans are available in the following States: Utah

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 458 customer reviews

Based on 458 customer reviews