Utah Housing First Home

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100% financing with a low interest rate specifically designed for first-time Utah homebuyers

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Question:

Question:

Are you a first-time Utah homebuyer in search of financing with a low rate and $0 down?

CONSIDER A UTAH HOUSING FIRST HOME LOAN

This Utah Housing loan option is designed specifically for first time homebuyers. Up to 6% can be borrowed for down payment and closing costs. The program is setup as a 2nd mortgage coupled with an FHA or VA home loan, and offers the lowest interest rate of any of the Utah Housing loan products.

QUICK
FACTS

Minimum Credit Score:

660

Minimum Down Payment:

0%

Max Debt-to-Income:

45%

Max Loan Amount:

$476,700*

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

660

Minimum Down Payment:

0%

Max Debt-to-Income:

45%

Max Loan Amount:

$476,700*

Available for:

  Primary Residences

Amortization Options:

  • Utah Housing First Home loans are subject to income and purchase price limits that vary by county. Visit the Utah Housing Website for current details.

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Is a Utah Housing First Home Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with First Home.

Get Started

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CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

First Home Loans are available in the following States: Utah

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 437 customer reviews

Based on 437 customer reviews