USDA Purchase Loan
Purchase a home with $0 down and easier qualifying in an eligible rural area.
Question:
Question:
Looking to purchase a home in an eligible rural area and want access to 100% financing and easy qualification?
CONSIDER A USDA PURCHASE LOAN
USDA Purchase Loans are affordable and backed by the federal government. Best of all, they don’t require a down payment! Qualified program participants must purchase a home in an eligible rural area, as defined by the U.S. Department of Agriculture, and have a household income that does not exceed the established limits where the home is located.
Amortization Options: 
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FACTS
Minimum Credit Score:
620
Minimum Down Payment:
0%
Max Debt-to-Income:
41%
Max Loan Amount:
$484,350*
Primary Residences
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
0%
Max Debt-to-Income:
41%
Max Loan Amount:
$484,350*
Available for:
| Primary Residences |
Is a USDA Purchase Loan Right for You?
Fill out this questionnaire to see if we can help you achieve your homeownership goals with a USDA Purchase Loan.
– or –
804.724.LOAN OR GET IN TOUCH ONLINE – or –
USDA Purchase Loans are available in the following States: All States
Special Offers and Programs
Updated
Why Choose 
?
?
LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
GREAT SERVICE
Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
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Move into your new home sooner. Time saved plus low rates equals more savings for you.