USDA Purchase Loan

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Purchase a home with $0 down and easier qualifying in an eligible rural area.

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Question:

Question:

Looking to purchase a home in an eligible rural area and want access to 100% financing and easy qualification?

CONSIDER A USDA PURCHASE LOAN

USDA Purchase Loans are affordable and backed by the federal government. Best of all, they don’t require a down payment! Qualified program participants must purchase a home in an eligible rural area, as defined by the U.S. Department of Agriculture, and have a household income that does not exceed the established limits where the home is located.

Amortization Options:

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

0%

Max Debt-to-Income:

41%

Max Loan Amount:

$548,250

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

0%

Max Debt-to-Income:

41%

Max Loan Amount:

$548,250

Available for:

  Primary Residences

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Is a USDA Purchase Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a USDA Purchase Loan.

Get Started

– or –

CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

USDA Purchase Loans are available in the following States: All States

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 437 customer reviews

Based on 437 customer reviews