USDA Purchase Loan

Purchase a home with $0 down and easier qualifying in an eligible rural area.

Question:

Question:

Looking to purchase a home in an eligible rural area and want access to 100% financing and easy qualification?

Minimum Credit Score:

620

Max Debt-to-Income:

41%

Max Loan Amount:

$726,200*

Consider a USDA Purchase Loan

USDA Purchase Loans are affordable and backed by the federal government. Best of all, they don’t require a down payment! Qualified program participants must purchase a home in an eligible rural area, as defined by the U.S. Department of Agriculture, and have a household income that does not exceed the established limits where the home is located.

Term Options:

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

620

Max Debt-to-Income:

41%

Max Loan Amount:

$726,200*

Available for:

  Primary Residences

Is a USDA Purchase Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a USDA Purchase Loan.

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CALL US NOW           801.810.6503

– or –

CALL US NOW

   801.810.6503

USDA Purchase Loans are available in the following States: All States

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 470 customer reviews

Based on 470 customer reviews