USDA Loans
$0 down home purchase program for buyers in eligible rural areas.
Question:
Question:
Looking to purchase or refinance a home in an eligible rural area and want access to 100% financing?
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
0%
Max Debt-to-Income:
41%
Max Loan Amount:
$647,000
Primary Residences
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
0%
Max Debt-to-Income:
41%
Max Loan Amount:
$647,000
Available for:
| Primary Residences |
TYPES OF USDA LOANS
USDA loans are available as a fixed-rate mortgage for either purchase of a home or refinancing an existing USDA loan. Select one of the options below to get more details for your loan purpose.
Amortization Options:
USDA Purchase Loan
Purchase a home with $0 down and easier qualification factors in an eligible rural area.
CALCULATE YOUR USDA PAYMENT
Fancy yourself a mathematician? Check out our USDA mortgage calculator. But don’t get too excited – consult with one of our mortgage experts to see if you qualify!
– or –
801.810.6503
OR GET IN TOUCH ONLINE – or –
USDA Home Loans are available in the following States: All States
Why Choose 
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 461 customer reviews
Based on 461 customer reviews
