USDA Loans
$0 down home purchase program for buyers in eligible rural areas.
Question:
Question:
Looking to purchase or refinance a home in an eligible rural area and want access to 100% financing?
Minimum Credit Score:
620
Max Debt-to-Income:
41%
Max Loan Amount:
$766,550*
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QUICK
FACTS
Minimum Credit Score:
620
Max Debt-to-Income:
41%
Max Loan Amount:
$766,550*
Available for:
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TYPES OF USDA LOANS
USDA loans are available as a fixed-rate mortgage for either purchase of a home or refinancing an existing USDA loan. Select one of the options below to get more details for your loan purpose.
Term Options:
USDA Purchase Loan
Purchase a home with $0 down and easier qualification factors in an eligible rural area.
CALCULATE YOUR USDA PAYMENT
Fancy yourself a mathematician? Check out our USDA mortgage calculator. But don’t get too excited – consult with one of our mortgage experts to see if you qualify!
*All loans are subject to credit review and approval. This is not a commitment to lend.
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CALL US NOW
USDA Home Loans are available in the following States: All States
Why Choose
at Northpointe Bank?
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The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
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Based on 477 customer reviews
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