Securing a home loan is not impossible even for people with less-than-stellar credit. Check out some of our options for when your credit score isn’t your crowning achievement.
Low Credit Score Loan Programs
Loan Finder > Mortgage Tag: Low Credit Score
Securing a home loan is not impossible even for people with less-than-stellar credit. Check out some of our options for when your credit score isn't your crowning achievement.
There are 12 loan programs in this category.
Sort by:
![](https://team101.com/wp-content/uploads/2021/08/Bank-Statement-Share-Image.jpg)
Bank Statement Program
Financing just got easier for Northpointe's self-employed borrowers who prefer bank statements over tax returns.
![](https://team101.com/wp-content/uploads/2019/04/FHA-Cash-Out-Featured-Image.jpg)
FHA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your loan terms.
![](https://team101.com/wp-content/uploads/2019/03/FHA-Purchase-Featured-Image.jpg)
FHA Purchase Loan
Purchase a home with flexible down payment requirements and easier qualification factors.
![](https://team101.com/wp-content/uploads/2019/03/FHA-Standard-Refi-Featured-Image.jpg)
FHA Rate & Term Refinance
Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.
![](https://team101.com/wp-content/uploads/2019/04/Home-Possible-Featured-Image.jpg)
Home Possible®
The Home Possible® program offers outstanding flexibility for limited-income borrowers to buy a home with a low down payment.
![](https://team101.com/wp-content/uploads/2019/04/Utah-VA-Loans-Featured-Image.jpg)
VA Loans
$0 down home financing options for active-duty military personnel, veterans, and their families.
![](https://team101.com/wp-content/uploads/2019/04/VA-Purchase-Featured-Image.jpg)
VA Purchase Loan
$0 down home purchase option for active-duty military personnel, veterans, and their families.