Securing a home loan is not impossible even for people with less-than-stellar credit. Check out some of our options for when your credit score isn’t your crowning achievement.
Low Credit Score Loan Programs
Loan Finder > Mortgage Tag: Low Credit Score
Securing a home loan is not impossible even for people with less-than-stellar credit. Check out some of our options for when your credit score isn't your crowning achievement.
There are 12 loan programs in this category.
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Bank Statement Program
Financing just got easier for Northpointe's self-employed borrowers who prefer bank statements over tax returns.
FHA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your loan terms.
FHA Purchase Loan
Purchase a home with as little as 3.5% down and easier qualification factors.
FHA Rate & Term Refinance
Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.
FHA Streamline Refinance
Get a lower rate, and save time and money, when refinancing your existing FHA mortgage.
Home Possible®
The Home Possible® program offers outstanding flexibility for limited-income borrowers to buy a home with a low down payment.
VA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your VA loan terms.
VA Loans
$0 down home financing options for active-duty military personnel, veterans, and their families.
VA Purchase Loan
$0 down home purchase option for active-duty military personnel, veterans, and their families.
VA Streamline Refinance (IRRRL)
Get a lower rate, and save time and money, when refinancing your existing VA mortgage.
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