FHA Rate & Term Refinance

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Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.

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Question:

Question:

Looking to refinance your current loan with an FHA loan with a different rate and/or term but don’t have great credit?

CONSIDER AN FHA REFINANCE

If you have an FHA loan or a different loan type and you want to take advantage of FHA’s low down payment requirements and easy qualification guidelines, an FHA Refinance may be right for you. Take advantage of today’s lower rates and/or change the terms of your mortgage. Available as a fixed rate or adjustable-rate mortgage.

Amortization Options:

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$817,650*

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$817,650*

Available for:

  Primary Residences
  Second Homes
  Investment Properties
  • FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $548,250 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.

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Is an FHA Standard Refinance Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with an FHA Rate & Term Refinance.

Get Started

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CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

FHA Rate & Term Refinance is available in the following states: All States

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 437 customer reviews

Based on 437 customer reviews