Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.
Question:
Question:
Looking to refinance your current loan with an FHA loan with a different rate and/or term but don’t have great credit?
CONSIDER AN FHA REFINANCE
If you have an FHA loan or a different loan type and you want to take advantage of FHA’s low down payment requirements and easy qualification guidelines, an FHA Refinance may be right for you. Take advantage of today’s lower rates and/or change the terms of your mortgage. Available as a fixed rate or adjustable-rate mortgage.
Amortization Options:
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
3.5%
Max Debt-to-Income:
55%
Max Loan Amount:
$970,800*
Primary Residences 
Second Homes 
Investment Properties
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
3.5%
Max Debt-to-Income:
55%
Max Loan Amount:
$970,800*
Available for:
| Primary Residences |
| Second Homes |
| Investment Properties |
- FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $420,680 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.
– or –
801.810.6503
OR GET IN TOUCH ONLINE – or –
FHA Rate & Term Refinance is available in the following states: All States
Why Choose 
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 463 customer reviews
Based on 463 customer reviews
