FHA Standard Refinance

Back to FHA Loans

Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.

APPLY NOW

Question:

Question:

Looking to refinance your current loan with an FHA loan with a different rate and/or term but don’t have great credit?

CONSIDER AN FHA STANDARD REFINANCE

If you have an FHA loan or a different loan type and you want to take advantage of FHA’s low down payment requirements and easy qualification guidelines, an FHA Standard Refinance may be right for you. Take advantage of today’s lower rates and/or change the terms of your mortgage. Available as a fixed rate or adjustable-rate mortgage.

Amortization Options:

QUICK
FACTS

Minimum Credit Score:

600

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$726,525*

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

600

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$726,525*

Available for:

  Primary Residences
  Second Homes
  Investment Properties
  • FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $484,350 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.

Is an FHA Standard Refinance Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with an FHA Standard Refinance.

Get Started

– or –

CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

FHA Standard Refinance is available in the following States: All States

Special Offers and Programs

Updated

Learn More

Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

QUICK CLOSE

Move into your new home sooner. Time saved plus low rates equals more savings for you.