FHA Loans

Financing with as little as 3.5% down and easier qualification factors.

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Question:

Are you eager to purchase or refinance but don’t have great credit or a lot of money to put down/equity in your home?

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FACTS

Minimum Credit Score:

620

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$765,600*

Available for:

Primary Residences

Second Homes

Investment Properties

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$765,600*

Available for:

Primary Residences

Second Homes

Investment Properties

TYPES OF FHA LOANS

FHA offers a variety of different fixed rate and adjustable-rate products for either purchase or refinance. Drill down on the details and find the perfect FHA loan for your unique situation!

Amortization Options:

FHA Cash-Out Refinance

Tap into your home’s equity, and potentially lower your rate or change your loan terms.

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FHA Purchase Loan

Purchase a home with as little as 3.5% down and easier qualification factors.

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FHA Streamline Refinance

Get a lower rate, and save time and money, when refinancing your existing FHA mortgage.

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FHA Standard Refinance

Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.

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FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $484,350 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.

CALCULATE YOUR FHA PAYMENT

Fancy yourself a mathematician? Check out our FHA mortgage calculator. But don’t get too excited – consult with one of our mortgage experts to see if you qualify!