FHA Cash-Out Refinance

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Tap into your home’s equity, and potentially lower your rate or change your loan terms.

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Question:

Question:

Want to tap into your home’s equity and while simultaneously taking advantage of FHA’s easier qualification guidelines?

CONSIDER AN FHA CASH-OUT REFINANCE

An FHA Cash-Out Refinance Loan gives you more power to tap into your home’s equity — and allows up to 85% Loan-to-Value — meaning you can access more of your equity when compared to a conventional cash-out refinance. With easier qualification guidelines, and the ability to get a lower rate or change your loan terms, the FHA Cash-Out option may be your ticket to consolidating debt or financing that home makeover project you’ve been promising yourself.

Amortization Options:

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

15%

Max Debt-to-Income:

55%

Max Loan Amount:

$817,650*

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

15%

Max Debt-to-Income:

55%

Max Loan Amount:

$817,650*

Available for:

  Primary Residences
  Second Homes
  Investment Properties
  • FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $548,250 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.

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Is an FHA Cash-Out Refinance Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with an FHA Cash-Out Refinance.

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CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

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CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

FHA Cash-Out Refinance is available in the following states: All States

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 437 customer reviews

Based on 437 customer reviews