Tap into your home’s equity, and potentially lower your rate or change your loan terms.
Question:
Question:
Want to tap into your home’s equity and while simultaneously taking advantage of FHA’s easier qualification guidelines?
CONSIDER AN FHA CASH-OUT REFINANCE
An FHA Cash-Out Refinance Loan gives you more power to tap into your home’s equity — and allows up to 85% Loan-to-Value — meaning you can access more of your equity when compared to a conventional cash-out refinance. With easier qualification guidelines, and the ability to get a lower rate or change your loan terms, the FHA Cash-Out option may be your ticket to consolidating debt or financing that home makeover project you’ve been promising yourself.
Amortization Options:
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
15%
Max Debt-to-Income:
55%
Max Loan Amount:
$970,800*
Primary Residences 
Second Homes 
Investment Properties
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
15%
Max Debt-to-Income:
55%
Max Loan Amount:
$970,800*
Available for:
| Primary Residences |
| Second Homes |
| Investment Properties |
- FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $420,680 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.
– or –
801.810.6503
OR GET IN TOUCH ONLINE – or –
FHA Cash-Out Refinance is available in the following states: All States
Why Choose 
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 463 customer reviews
Based on 463 customer reviews
