An adjustable-rate mortgage (ARM) is a kind of mortgage in which the interest rate varies throughout the life of the loan. In most cases the initial interest rate is fixed for a period of time, and can then change on a yearly basis.
Adjustable-Rate Loan Programs
Loan Finder > Mortgage Tag: Adjustable-Rate
An adjustable-rate mortgage (ARM) is a kind of mortgage in which the interest rate varies throughout the life of the loan. In most cases the initial interest rate is fixed for a period of time, and can then change on a yearly basis.
There are 24 loan programs in this category.
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Bank Statement Program
Financing just got easier for Northpointe's self-employed borrowers who prefer bank statements over tax returns.
Conventional Cash-Out Refinance
Tap into your home’s equity, potentially lower your rate and/or change your conventional loan terms.
Conventional Loans
The most diverse set of mortgage products for a variety of homebuyer and homeowner situations.
Conventional Purchase Loan
The most popular loan program for purchasing a home. Straightforward, smooth, and simple qualification.
Conventional Rate & Term Refinance
The most popular loan program for refinancing a home loan. Straightforward, smooth, and simple qualification.
EquityBuilder
Grow the equity in your home faster with a lower interest rate and shorter loan term.
FHA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your loan terms.
FHA Purchase Loan
Purchase a home with as little as 3.5% down and easier qualification factors.
FHA Rate & Term Refinance
Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.
FHA Streamline Refinance
Get a lower rate, and save time and money, when refinancing your existing FHA mortgage.
HomeReady®
The HomeReady® program enables individuals with limited income to buy a home with a low down payment.
Investor Cash Flow
For borrowers seeking financing for investment properties up to $2M utilizing the rental income to determine cash flow.
Jumbo Loans
Dreaming big? Low rate loan options for loan amounts up to $3 million to buy or refinance your dream home.
Neighborhood Hero
A home loan for heroes who give their all. Low down payment options with as little as 3% of purchase price.
Non-Warrantable Condo
Financing for newer condo projects that may not meet conventional program requirements.
Northpointe 100% Program
100% financing loan program for qualified buyers without years of waiting to save.
One-Time Close Construction Loan
Construction-to-permanent financing combines the best features of both a construction and a permanent loan.
Professional Loan
Home financing for established professionals for as little as 3% down and the possibility of no mortgage insurance.
VA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your VA loan terms.
VA Loans
$0 down home financing options for active-duty military personnel, veterans, and their families.
VA Purchase Loan
$0 down home purchase option for active-duty military personnel, veterans, and their families.
VA Streamline Refinance (IRRRL)
Get a lower rate, and save time and money, when refinancing your existing VA mortgage.
Vacant Land
Northpointe Bank offers vacant land loans. Purchase your desired lot today while you design your home.
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