An adjustable-rate mortgage (ARM) is a kind of mortgage in which the interest rate varies throughout the life of the loan. In most cases the initial interest rate is fixed for a period of time, and can then change on a yearly basis.
Adjustable-Rate Loan Programs
Loan Finder > Mortgage Tag: Adjustable-Rate
An adjustable-rate mortgage (ARM) is a kind of mortgage in which the interest rate varies throughout the life of the loan. In most cases the initial interest rate is fixed for a period of time, and can then change on a yearly basis.
There are 24 loan programs in this category.
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Bank Statement Program
Financing just got easier for Northpointe's self-employed borrowers who prefer bank statements over tax returns.

Conventional Cash-Out Refinance
Tap into your home’s equity, potentially lower your rate and/or change your conventional loan terms.

Conventional Purchase Loan
The most popular loan program for purchasing a home. Straightforward, smooth, and simple qualification.

Conventional Rate & Term Refinance
The most popular loan program for refinancing a home loan. Straightforward, smooth, and simple qualification.

FHA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your loan terms.

FHA Rate & Term Refinance
Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.

FHA Streamline Refinance
Get a lower rate, and save time and money, when refinancing your existing FHA mortgage.

Investor Cash Flow
For borrowers seeking financing for investment properties up to $2M utilizing the rental income to determine cash flow.

Jumbo Loans
Dreaming big? Low rate loan options for loan amounts up to $3 million to buy or refinance your dream home.

Non-Warrantable Condo
Financing for newer condo projects that may not meet conventional program requirements.

Northpointe 100% Program
100% financing loan program for qualified buyers without years of waiting to save.

Professional Loan
Home financing for established professionals for as little as 3% down and the possibility of no mortgage insurance.

VA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your VA loan terms.

VA Purchase Loan
$0 down home purchase option for active-duty military personnel, veterans, and their families.

VA Streamline Refinance (IRRRL)
Get a lower rate, and save time and money, when refinancing your existing VA mortgage.