FHA Purchase Loan

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Purchase a home with as little as 3.5% down and easier qualification factors.

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Question:

Question:

Are you eager to purchase a home but don’t have great credit or a lot of money for your down payment?

CONSIDER AN FHA PURCHASE LOAN

With an FHA loan from Northpointe Bank, you’ll enjoy low rates, our streamlined process, and the peace of mind that your loan is insured by the Federal Housing Administration (FHA). With flexible qualification guidelines, these loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.

Amortization Options:

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FACTS

Minimum Credit Score:

600

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$726,525*

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

600

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$726,525*

Available for:

  Primary Residences
  Second Homes
  Investment Properties
  • FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $484,350 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.

Is an FHA Purchase Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with an FHA Purchase Loan.

Get Started

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CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

FHA Purchase Loan is available in the following States: All States

Special Offers and Programs

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Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

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Move into your new home sooner. Time saved plus low rates equals more savings for you.