FHA Purchase Loan
Purchase a home with as little as 3.5% down and easier qualification factors.
Question:
Question:
Are you eager to purchase a home but don’t have great credit or a lot of money for your down payment?
CONSIDER AN FHA PURCHASE LOAN
With an FHA loan from Northpointe Bank, you’ll enjoy low rates, our streamlined process, and the peace of mind that your loan is insured by the Federal Housing Administration (FHA). With flexible qualification guidelines, these loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.
Amortization Options: 
QUICK
FACTS
Minimum Credit Score:
600
Minimum Down Payment:
3.5%
Max Debt-to-Income:
55%
Max Loan Amount:
$726,525*
Primary Residences 
Second Homes 
Investment Properties
QUICK
FACTS
Minimum Credit Score:
600
Minimum Down Payment:
3.5%
Max Debt-to-Income:
55%
Max Loan Amount:
$726,525*
Available for:
| Primary Residences |
| Second Homes |
| Investment Properties |
- FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $484,350 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.
Is an FHA Purchase Loan Right for You?
Fill out this questionnaire to see if we can help you achieve your homeownership goals with an FHA Purchase Loan.
– or –
804.724.LOAN OR GET IN TOUCH ONLINE – or –
FHA Purchase Loan is available in the following States: All States
Special Offers and Programs
Updated
Why Choose 
?
?
LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
GREAT SERVICE
Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
QUICK CLOSE
Move into your new home sooner. Time saved plus low rates equals more savings for you.