FHA Purchase Loan

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Purchase a home with as little as 3.5% down and easier qualification factors.

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Question:

Question:

Are you eager to purchase a home but don’t have great credit or a lot of money for your down payment?

CONSIDER AN FHA PURCHASE LOAN

With an FHA loan from Northpointe Bank, you’ll enjoy low rates, our streamlined process, and the peace of mind that your loan is insured by the Federal Housing Administration (FHA). With flexible qualification guidelines, these loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.

Amortization Options:

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$817,650*

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

3.5%

Max Debt-to-Income:

55%

Max Loan Amount:

$817,650*

Available for:

  Primary Residences
  Second Homes
  Investment Properties
  • FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $548,250 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.

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Is an FHA Purchase Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with an FHA Purchase Loan.

Get Started

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CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

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CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

FHA Purchase Loan is available in the following states: All States

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 437 customer reviews

Based on 437 customer reviews