The most popular loan program for refinancing a home. Straightforward, smooth, and simple qualification.
Question:
Question:
Do you have good credit and at least 5% equity in your home and you’re looking to refinance to change your rate and/or term?
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
5%
Max Debt-to-Income:
45%
Max Loan Amount:
$762,450*
Primary Residences 
Second Homes 
Investment Properties
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
5%
Max Debt-to-Income:
45%
Max Loan Amount:
$762,450*
Available for:
| Primary Residences |
| Second Homes |
| Investment Properties |
BENEFITS OF CONVENTIONAL REFINANCING
Review the following benefits of the Conventional Refinance program and see if it is the right fit for your homeownership goals.
Remove Private Mortgage Insurance
Only 5% Equity Needed to Apply
Get a Better Rate or Change Your Term
Amortization Options:
- Conventional Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any Conventional loan amount exceeding $510,400 on a single-family home is considered a Conventional High Balance Home Loan and is subject to additional qualification guidelines.
– or –
801.810.6503
OR GET IN TOUCH ONLINE – or –
Conventional Standard Refinances are available in the following States: All States
Why Choose 
?
LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
GREAT SERVICE
Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
QUICK CLOSE
Move into your new home sooner. Time saved plus low rates equals more savings for you.
