The most popular loan program for refinancing a home. Straightforward, smooth, and simple qualification.
Question:
Question:
Do you have good credit and at least 5% equity in your home and you’re looking to refinance to change your rate and/or term?
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
5%
Max Debt-to-Income:
45%
Max Loan Amount:
$970,800*
Available for: 
Primary Residences 
Second Homes 
Investment Properties
Primary Residences Second Homes Investment Properties
QUICK
FACTS
Minimum Credit Score:
620
Minimum Down Payment:
5%
Max Debt-to-Income:
45%
Max Loan Amount:
$970,800*
Available for:
| Primary Residences |
| Second Homes |
| Investment Properties |
BENEFITS OF CONVENTIONAL REFINANCING
Review the following benefits of the Conventional Refinance program and see if it is the right fit for your homeownership goals.
Remove Private Mortgage Insurance
Only 5% Equity Needed to Apply
Get a Better Rate or Change Your Term
Amortization Options:
- Conventional Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any Conventional loan amount exceeding $647,200 on a single-family home is considered a Conventional High Balance Home Loan and is subject to additional qualification guidelines.
– or –
CALL US NOW
801.810.6503
OR GET IN TOUCH ONLINE
801.810.6503
OR GET IN TOUCH ONLINE – or –
Conventional Rate & Term Refinances are available in the following States: All States
Why Choose 
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 455 customer reviews
Based on 455 customer reviews
