Conventional Standard Refinance
The most popular loan program for refinancing a home. Straightforward, smooth, and simple qualification.
Question:
Question:
Do you have good credit and at least 5% equity in your home and you’re looking to refinance to change your rate and/or term?
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FACTS
Minimum Credit Score:
620
Minimum Down Payment:
5%
Max Debt-to-Income:
45%
Max Loan Amount:
$726,525*
Primary Residences 
Second Homes 
Investment Properties
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FACTS
Minimum Credit Score:
620
Minimum Down Payment:
5%
Max Debt-to-Income:
45%
Max Loan Amount:
$726,525*
Available for:
| Primary Residences |
| Second Homes |
| Investment Properties |
BENEFITS OF CONVENTIONAL REFINANCING
Review the following benefits of the Conventional Refinance program and see if it is the right fit for your homeownership goals.
Remove Private Mortgage Insurance
Only 5% Equity Needed to Apply
Get a Better Rate or Change Your Term
Amortization Options: 
- Conventional Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any Conventional loan amount exceeding $484,350 on a single-family home is considered a Conventional High Balance Home Loan and is subject to additional qualification guidelines.
Is a Conventional Refinance Right for You?
Fill out this questionnaire to see if we can help you achieve your homeownership goals with a Conventional Standard Refinance.
– or –
804.724.LOAN OR GET IN TOUCH ONLINE – or –
Conventional Standard Refinance is available in the following States: All States
Special Offers and Programs
Updated
Why Choose 
?
?
LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
GREAT SERVICE
Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
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Move into your new home sooner. Time saved plus low rates equals more savings for you.