Conventional Loans
The most diverse set of mortgage products for a variety of homebuyer situations.
Question:
Question:
Do you have good credit and money for a down payment or home equity to put towards your home purchase or refinance?
QUICK
FACTS
Minimum Credit Score:
620
Max Debt-to-Income:
50%
Max Loan Amount:
$1,089,300*
Primary Residences 
Second Homes 
Investment Properties
QUICK
FACTS
Minimum Credit Score:
620
Max Debt-to-Income:
50%
Max Loan Amount:
$1,089,300*
Available for:
| Primary Residences |
| Second Homes |
| Investment Properties |
TYPES OF CONVENTIONAL LOANS
Conventional loans offers a variety of different fixed rate and adjustable-rate products for either purchase, refinance or construction. Drill down on the details and find the perfect Conventional Loan for your unique situation!
Term Options:
Conventional Cash-Out Refinance
Tap into your home’s equity, potentially lower your rate and/or change your conventional loan terms.
Conventional Rate & Term Refinance
The most popular loan program for refinancing a home loan. Straightforward, smooth, and simple qualification.
Conventional Purchase Loan
The most popular loan program for purchasing a home. Straightforward, smooth, and simple qualification.
One-Time Close Construction Loan
Construction-to-permanent financing combines the best features of both a construction and a permanent loan.
Home Possible®
The Home Possible® program offers outstanding flexibility for limited-income borrowers to buy a home with a low down payment.
HomeReady®
The HomeReady® program enables individuals with limited income to buy a home with a low down payment.
- Conventional Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any Conventional loan amount exceeding $726,200 on a single-family home is considered a Conventional High Balance Home Loan and is subject to additional qualification guidelines.
CALCULATE YOUR CONVENTIONAL PAYMENT
Fancy yourself a mathematician? Check out our Conventional mortgage calculator. But don’t get too excited – consult with one of our mortgage experts to see if you qualify!
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801.810.6503– or –
CALL US NOW
Conventional Loans are available in the following States: All States
Why Choose 
at Northpointe Bank?
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 472 customer reviews
Based on 472 customer reviews
