The HomeReady® program enables individuals with limited income to buy a home with a low down payment.
Question:
Question:
Looking to purchase or refinance a home but don’t have a lot of money to put down?
QUICK
FACTS
Minimum Credit Score:
620
Max Debt-to-Income:
43%
Max Loan Amount:
$726,200*
Primary Residences
QUICK
FACTS
Minimum Credit Score:
620
Max Debt-to-Income:
43%
Max Loan Amount:
$726,200*
Available for:
| Primary Residences |
BENEFITS OF HOMEREADY®
Review the following benefits of the HomeReady® Loan Program and see if it is the right fit for your homeownership goals.
Qualify with help
HomeReady® mortgages allow co-borrowers who don’t live in the home to be included on the mortgage, such as parents or others who want to help. And, extended family or other household member’s income can help you qualify—even if they aren’t on the mortgage.
Flexible down payment requirements
Unlike a standard conventional loan—HomeReady® is ideal for homebuyers with limited savings, and the down payment and closing costs can be paid from sources other than your own funds.
Savings over the life of the loan
With private mortgage insurance that may cost less over time—may be eligible to be cancelled once 20% home equity is reached, unlike mortgage insurance on government-insured loans.
Term Options:
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801.810.6503– or –
CALL US NOW
HomeReady® is available in the following states: All States
Why Choose 
at Northpointe Bank?
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 472 customer reviews
Based on 472 customer reviews
