Conventional Purchase Loan

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The most popular loan program for purchasing a home. Straightforward, smooth, and simple qualification.

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Question:

Question:

Do you have good credit and at least 5% down payment towards your home purchase?

CONSIDER A CONVENTIONAL PURCHASE LOAN

If you have at least 5% down and qualified credit, Northpointe Bank’s Conventional Purchase Loan program is streamlined, quick and hassle-free. We do it better than the rest. Get in touch with us to move forward on the path towards homeownership.

All loans are subject to credit review and approval. This is not a commitment to lend.

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FACTS

Minimum Credit Score:

620

Minimum Down Payment:

5%

Max Debt-to-Income:

45%

Max Loan Amount:

$726,525*

Available for:      Primary Residences          Second Homes          Investment Properties    

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FACTS

Minimum Credit Score:

620

Minimum Down Payment:

5%

Max Debt-to-Income:

45%

Max Loan Amount:

$726,525*

Available for:

  Primary Residences
  Second Homes
  Investment Properties

BENEFITS OF CONVENTIONAL PURCHASE

Review the following benefits of the Conventional Purchase program and see if it is the right fit for your homeownership goals.

Loan amounts up to $726,525*

Down payments as low as 5%

Lower rates and easy qualification

Amortization Options:

  • Conventional Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any Conventional loan amount exceeding $484,350 on a single-family home is considered a Conventional High Balance Home Loan and is subject to additional qualification guidelines.

Is a Conventional Purchase Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a Conventional Purchase Loan.

Get Started

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CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

Conventional Purchase Loan is available in the following States: All States

Special Offers and Programs

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Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

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Move into your new home sooner. Time saved plus low rates equals more savings for you.