Conventional Purchase Loan

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The most popular loan program for purchasing a home. Straightforward, smooth, and simple qualification.

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Question:

Question:

Do you have good credit and at least 5% down payment towards your home purchase?

CONSIDER A CONVENTIONAL PURCHASE LOAN

If you have at least 5% down and qualified credit, Northpointe Bank’s Conventional Purchase Loan program is streamlined, quick and hassle-free. We do it better than the rest. Get in touch with us to move forward on the path towards homeownership.

All loans are subject to credit review and approval. This is not a commitment to lend.

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

5%

Max Debt-to-Income:

45%

Max Loan Amount:

$817,650*

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

5%

Max Debt-to-Income:

45%

Max Loan Amount:

$817,650*

Available for:

  Primary Residences
  Second Homes
  Investment Properties

BENEFITS OF CONVENTIONAL PURCHASE

Review the following benefits of the Conventional Purchase program and see if it is the right fit for your homeownership goals.

Loan amounts up to $817,650*

Down payments as low as 5%

Lower rates and easy qualification

Amortization Options:

  • Conventional Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any Conventional loan amount exceeding $548,250 on a single-family home is considered a Conventional High Balance Home Loan and is subject to additional qualification guidelines.

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Is a Conventional Purchase Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a Conventional Purchase Loan.

Get Started

– or –

CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

Conventional Purchase Loan is available in the following States: All States

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 437 customer reviews

Based on 437 customer reviews