Conventional Purchase Loan

The most popular loan program for purchasing a home. Straightforward, smooth, and simple qualification.

Question:

Question:

Seeking a reliable option with favorable rates and flexible terms for your home purchase?

Consider a Conventional Purchase Loan

If you have funds for a down payment and qualified credit, Northpointe Bank’s Conventional Purchase Loan program is streamlined, quick and hassle-free. We do it better than the rest. Get in touch with us to move forward on the path towards homeownership.

All loans are subject to credit review and approval. This is not a commitment to lend.

QUICK
FACTS

Minimum Credit Score:

620

Max Debt-to-Income:

45%

Max Loan Amount:

$1,073,000*

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

620

Max Debt-to-Income:

45%

Max Loan Amount:

$1,073,000*

Available for:

  Primary Residences
  Second Homes
  Investment Properties

BENEFITS OF CONVENTIONAL PURCHASE

Review the following benefits of the Conventional Purchase program and see if it is the right fit for your homeownership goals.

Loan amounts up to $1,073,000*

Fixed and adjustable rate options

Lower rates and easy qualification

Term Options:

  • Conventional Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any Conventional loan amount exceeding $726,200 on a single-family home is considered a Conventional High Balance Home Loan and is subject to additional qualification guidelines.

Share this Loan Program on Social Media!

Is a Conventional Purchase Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a Conventional Purchase Loan.

– or –

CALL US NOW           801.810.6503

– or –

CALL US NOW

   801.810.6503

Conventional Purchase Loan is available in the following States: All States

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 467 customer reviews

Based on 467 customer reviews