VA Home Loans
$0 down home financing options for active-duty military personnel, veterans, and their families.
Question:
Question:
Looking to take advantage of your VA benefits for the purchase of a home or refinance of your existing mortgage loan?
QUICK
FACTS
Minimum Credit Score:
600
Minimum Down Payment:
0%
Max Debt-to-Income:
60%
Max Loan Amount:
$1,000,000*
Primary Residences
QUICK
FACTS
Minimum Credit Score:
600
Minimum Down Payment:
0%
Max Debt-to-Income:
60%
Max Loan Amount:
$1,000,000*
Available for:
| Primary Residences |
TYPES OF VA LOANS
VA Loans offers a variety of different fixed rate and adjustable-rate products for either purchase or refinance. Drill down on the details and find the perfect VA Loan for your unique situation!
Amortization Options: 
VA Cash-Out Refinance
Tap into your home’s equity, and potentially lower your rate or change your VA loan terms.
VA Streamline Refinance (IRRRL)
Get a lower rate, and save time and money, when refinancing your existing VA mortgage.
VA Purchase Loan
$0 down home purchase option for active-duty military personnel, veterans, and their families.
- Any VA loan amount exceeding $484,350 on a single-family home is considered a VA High Balance Home Loan and is subject to additional qualification guidelines.
- Low rate guarantee is available for purchase and refinance first mortgage transactions prior to locking in the interest rate with Northpointe Bank Team 101. Certain product exclusions may apply. A copy of the competitor’s Loan Estimate or an acceptable alternative cost estimate worksheet is required. Competitor offer must be comparable to Northpointe Bank’s loan terms. $400 credit will be paid at loan close.
CALCULATE YOUR VA LOAN PAYMENT
Fancy yourself a mathematician? Check out our VA Loan mortgage calculator. But don’t get too excited – consult with one of our mortgage experts to see if you qualify!
Is a VA Loan Right for You?
Fill out this questionnaire to see if we can help you achieve your homeownership goals with a VA Loan.
– or –
804.724.LOAN OR GET IN TOUCH ONLINE – or –
VA Loans are available in the following States: All States
Special Offers and Programs
Updated
Why Choose 
?
?
LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
GREAT SERVICE
Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
QUICK CLOSE
Move into your new home sooner. Time saved plus low rates equals more savings for you.