VA Home Loans

$0 down home financing options for active-duty military personnel, veterans, and their families.

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Question:

Question:

Looking to take advantage of your VA benefits for the purchase of a home or refinance of your existing mortgage loan?

CONSIDER A VA HOME LOAN

$0 down home financing options for active-duty military personnel, veterans, and their families, even if you’ve used your VA loan benefits in the past. Plus, we’ll match competitor rates or give you a $400.00 credit.**

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FACTS

Minimum Credit Score:

600

Minimum Down Payment:

0%

Max Debt-to-Income:

60%

Max Loan Amount:

$1,000,000*

Available for:      Primary Residences    

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FACTS

Minimum Credit Score:

600

Minimum Down Payment:

0%

Max Debt-to-Income:

60%

Max Loan Amount:

$1,000,000*

Available for:

  Primary Residences

TYPES OF VA LOANS

VA Loans offers a variety of different fixed rate and adjustable-rate products for either purchase or refinance. Drill down on the details and find the perfect VA Loan for your unique situation!

Amortization Options:

VA Cash-Out Refinance

Tap into your home’s equity, and potentially lower your rate or change your VA loan terms.

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VA Streamline Refinance (IRRRL)

Get a lower rate, and save time and money, when refinancing your existing VA mortgage.

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VA Purchase Loan

$0 down home purchase option for active-duty military personnel, veterans, and their families.

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  • Any VA loan amount exceeding $484,350 on a single-family home is considered a VA High Balance Home Loan and is subject to additional qualification guidelines.
  • Low rate guarantee is available for purchase and refinance first mortgage transactions prior to locking in the interest rate with Northpointe Bank Team 101. Certain product exclusions may apply. A copy of the competitor’s Loan Estimate or an acceptable alternative cost estimate worksheet is required. Competitor offer must be comparable to Northpointe Bank’s loan terms. $400 credit will be paid at loan close.

CALCULATE YOUR VA LOAN PAYMENT

Fancy yourself a mathematician? Check out our VA Loan mortgage calculator. But don’t get too excited – consult with one of our mortgage experts to see if you qualify!

Is a VA Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a VA Loan.

Get Started

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CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

VA Loans are available in the following States: All States

Special Offers and Programs

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Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

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Move into your new home sooner. Time saved plus low rates equals more savings for you.