Do you have good credit and at least 3% down payment or home equity to put towards your home purchase or refinance?
CONSIDER A CONVENTIONAL LOAN
With a Conventional Loan from Team 101 at Northpointe Bank, you’ll enjoy guaranteed low rates, our streamlined process, along with a loan custom-tailored to fit your needs. Conventional loans offer the most term options, low fixed interest rates, and higher loan amounts.
Available for:Primary ResidencesSecond HomesInvestment Properties
Minimum Credit Score:
Minimum Down Payment:
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TYPES OF CONVENTIONAL LOANS
Conventional loans offers a variety of different fixed rate and adjustable-rate products for either purchase, refinance or construction. Drill down on the details and find the perfect Conventional Loan for your unique situation!
Conventional Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any Conventional loan amount exceeding $647,200 on a single-family home is considered a Conventional High Balance Home Loan and is subject to additional qualification guidelines.