FRESHSTART
Financing for qualified borrowers who have had a financial hardship such as a short sale.
Question:
Question:
Have you recently suffered a financial hardship, such as a short sale, that is setting you back?
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FACTS
Minimum Credit Score:
700
Minimum Down Payment:
20%
Max Debt-to-Income:
43%
Max Loan Amount:
$484,350
Primary Residences
QUICK
FACTS
Minimum Credit Score:
700
Minimum Down Payment:
20%
Max Debt-to-Income:
43%
Max Loan Amount:
$484,350
Available for:
| Primary Residences |
HOW LONG DO I NEED TO WAIT?
FreshStart, unique to Northpointe Bank, provides reduced waiting times for purchasing a new home if you’ve had a short sale, or gone through a bankruptcy and foreclosure. Here’s how long you have to wait to become eligible for FreshStart:
Short Sale
Must be at least 12 months removed
Foreclosure
2 years from the date of the deed in lieu of foreclosure
Bankruptcy
Must be discharged for a minimum of 24 months
Is FRESHSTART Right for You?
Fill out this questionnaire to see if we can help you achieve your homeownership goals with FreshStart.
– or –
804.724.LOAN OR GET IN TOUCH ONLINE – or –
FreshStart is available in the following States: Alabama, Arizona, Colorado, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee, Utah, Virginia, Washington
Special Offers and Programs
Updated
Why Choose 
?
?
LOW RATES
We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.
GREAT SERVICE
Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.
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Move into your new home sooner. Time saved plus low rates equals more savings for you.