FRESHSTART
Financing for qualified borrowers who have had a financial hardship such as a short sale.
Question:
Question:
Have you recently suffered a financial hardship, such as a short sale, that is setting you back?
QUICK
FACTS
Minimum Credit Score:
700
Minimum Down Payment:
20%
Max Debt-to-Income:
43%
Max Loan Amount:
$548,250
Primary Residences
QUICK
FACTS
Minimum Credit Score:
700
Minimum Down Payment:
20%
Max Debt-to-Income:
43%
Max Loan Amount:
$548,250
Available for:
| Primary Residences |
HOW LONG DO I NEED TO WAIT?
FreshStart, unique to Northpointe Bank, provides reduced waiting times for purchasing a new home if you’ve had a short sale, or gone through a bankruptcy and foreclosure. Here’s how long you have to wait to become eligible for FreshStart:
Short Sale
Must be at least 12 months removed
Foreclosure
2 years from the date of the deed in lieu of foreclosure
Bankruptcy
Must be discharged for a minimum of 24 months
- FreshStart is not a loan commitment and all applications are subject to credit review and Member approval. Contact your Team 101 at Northpointe Bank loan advisor for full details.
– or –
801.810.6503
OR GET IN TOUCH ONLINE – or –
FreshStart is available in the following states: Alabama, Arizona, Colorado, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington
Why Choose 
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 437 customer reviews
Based on 437 customer reviews
