FHA Loans

Financing with flexible down payments and easier qualification factors.

Question:

Question:

Are you eager to purchase or refinance but don’t have great credit or a lot of money to put down/equity in your home?

Minimum Credit Score:

620

Max Debt-to-Income:

55%

Max Loan Amount:

$1,149,825*

Consider an FHA Loan

With an FHA loan from Northpointe Bank, you’ll enjoy low rates, our streamlined process, and the peace of mind that your loan is insured by the Federal Housing Administration (FHA). With flexible qualification guidelines, these loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

620

Max Debt-to-Income:

55%

Max Loan Amount:

$1,149,825*

Available for:

  Primary Residences
  Second Homes
  Investment Properties

TYPES OF FHA LOANS

FHA offers a variety of different fixed rate and adjustable-rate products for either purchase or refinance. Drill down on the details and find the perfect FHA loan for your unique situation!

Term Options:

FHA Cash-Out Refinance

Tap into your home’s equity, and potentially lower your rate or change your loan terms.

Learn More

FHA Purchase Loan

Purchase a home with flexible down payment requirements and easier qualification factors.

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FHA Streamline Refinance

Get a lower rate, and save time and money, when refinancing your existing FHA mortgage.

Learn More

FHA Rate & Term Refinance

Refinance an existing FHA or different loan type into a new FHA loan with a different rate and/or term.

Learn More
  • FHA Loan Limits differ by county. The maximum loan amount indicated on this page is for designated high-cost counties. You can look up the loan limit for your county by following this link. Any FHA loan amount exceeding $766,550 on a single-family home is considered an FHA High Balance Home Loan and is subject to additional qualification guidelines.

CALCULATE YOUR FHA PAYMENT

Fancy yourself a mathematician? Check out our FHA mortgage calculator. But don’t get too excited – consult with one of our mortgage experts to see if you qualify!

Is an FHA Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with an FHA Loan.

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CALL US NOW           801.810.6503

– or –

CALL US NOW

   801.810.6503

FHA Home Loans are available in the following States: All States

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 493 customer reviews

Based on 493 customer reviews