Purchase a home with $0 down and easier qualifying in an eligible rural area.
Question:
Question:
Looking to purchase a home in an eligible rural area and want access to 100% financing and easy qualification?
Minimum Credit Score:
620
Max Debt-to-Income:
41%
Max Loan Amount:
$766,550*
Consider a USDA Purchase Loan
USDA Purchase Loans are affordable and backed by the federal government. Best of all, they don’t require a down payment! Qualified program participants must purchase a home in an eligible rural area, as defined by the U.S. Department of Agriculture, and have a household income that does not exceed the established limits where the home is located.
Term Options:
Primary Residences 
QUICK
FACTS
Minimum Credit Score:
620
Max Debt-to-Income:
41%
Max Loan Amount:
$766,550*
Available for:
| Primary Residences |
– or –
801.810.6503– or –
CALL US NOW
USDA Purchase Loans are available in the following States: All States
Why Choose 
at Northpointe Bank?
at Northpointe Bank?
The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5
Rated 4.9 out of 5
Based on 493 customer reviews
Based on 493 customer reviews
