2019 Brings a Significant Bump in FHA and Conventional Loan Limits Across the State

Conventional loan limits generally raised by 6.5%, except in Salt Lake and Tooele Counties, which were unchanged when compared to 2018. Similarly, FHA loan limits were also raised by approximately 6.5%, including in Salt Lake and Tooele Counties. The first list shows the limits for FHA and Conventional 1-unit properties side-by-side. Later in this article, you can see limits for 2-4 unit properties for FHA and Conventional.

Conventional & FHA Loan Limits 1 Unit Properties

County Conventional 1-Unit FHA 1-Unit
Beaver $484,350 $314,827
Box Elder $484,350 $401,350
Cache $484,350 $314,827
Carbon $484,350 $314,827
Daggett $484,350 $314,827
Davis $484,350 $401,350
Duchesne $484,350 $314,827
Emery $484,350 $314,827
Garfield $484,350 $314,827
Grand $484,350 $314,827
Iron $484,350 $314,827
Juab $484,350 $377,200
Kane $484,350 $314,827
Millard $484,350 $314,827
Morgan $484,350 $401,350
Piute $484,350 $314,827
Rich $484,350 $314,827
Salt Lake $600,300 $388,700
San Juan $484,350 $314,827
Sanpete $484,350 $314,827
Sevier $484,350 $314,827
Summit $726,525 $726,525
Tooele $600,300 $388,700
Uintah $484,350 $314,827
Utah $484,350 $377,200
Wasatch $484,350 $462,300
Washington $484,350 $349,600
Wayne $484,350 $314,827
Weber $484,350 $401,350

Conventional Loan Limits 2-4 Unit Properties

County Conventional 2-Unit Conventional 3-Unit Conventional 4-Unit
Beaver $620,200 $749,650 $931,600
Box Elder $620,200 $749,650 $931,600
Cache $620,200 $749,650 $931,600
Carbon $620,200 $749,650 $931,600
Daggett $620,200 $749,650 $931,600
Davis $620,200 $749,650 $931,600
Duchesne $620,200 $749,650 $931,600
Emery $620,200 $749,650 $931,600
Garfield $620,200 $749,650 $931,600
Grand $620,200 $749,650 $931,600
Iron $620,200 $749,650 $931,600
Juab $620,200 $749,650 $931,600
Kane $620,200 $749,650 $931,600
Millard $620,200 $749,650 $931,600
Morgan $620,200 $749,650 $931,600
Piute $620,200 $749,650 $931,600
Rich $620,200 $749,650 $931,600
Salt Lake $768,500 $928,950 $1,154,450
San Juan $620,200 $749,650 $931,600
Sanpete $620,200 $749,650 $931,600
Sevier $620,200 $749,650 $931,600
Summit $930,300 $1,124,475 $1,397,400
Tooele $768,500 $928,950 $1,154,450
Uintah $620,200 $749,650 $931,600
Utah $620,200 $749,650 $931,600
Wasatch $620,200 $749,650 $931,600
Washington $620,200 $749,650 $931,600
Wayne $620,200 $749,650 $931,600
Weber $620,200 $749,650 $931,600

FHA Loan Limits 2-4 Unit Properties

County FHA 2-Unit FHA 3-Unit FHA 4-Unit
Beaver $403,125 $487,250 $605,525
Box Elder $513,800 $621,050 $771,850
Cache $403,125 $487,250 $605,525
Carbon $403,125 $487,250 $605,525
Daggett $403,125 $487,250 $605,525
Davis $513,800 $621,050 $771,850
Duchesne $403,125 $487,250 $605,525
Emery $403,125 $487,250 $605,525
Garfield $403,125 $487,250 $605,525
Grand $403,125 $487,250 $605,525
Iron $403,125 $487,250 $605,525
Juab $482,850 $583,700 $725,400
Kane $403,125 $487,250 $605,525
Millard $403,125 $487,250 $605,525
Morgan $513,800 $621,050 $771,850
Piute $403,125 $487,250 $605,525
Rich $403,125 $487,250 $605,525
Salt Lake $497,600 $601,500 $747,500
San Juan $403,125 $487,250 $605,525
Sanpete $403,125 $487,250 $605,525
Sevier $403,125 $487,250 $605,525
Summit $930,300 $1,124,475 $1,397,400
Tooele $497,600 $601,500 $747,500
Uintah $403,125 $487,250 $605,525
Utah $482,850 $583,700 $725,400
Wasatch $591,800 $715,400 $889,050
Washington $447,550 $540,950 $672,300
Wayne $403,125 $487,250 $605,525
Weber $513,800 $621,050 $771,850

For real estate professional use only and should not be considered an advertisement to the general public.

2019-01-02T23:32:01+00:00January 2, 2019|Loan Update 101, Utah Real Estate|

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