Neighborhood Hero

A home loan for heroes who give their all. Low down payment options with as little as 3% of purchase price.

Question:

Question:

Are you a school employee, first responder or medical worker looking to purchase your dream home?

CONSIDER NEIGHBORHOOD HERO

Team 101 at Northpointe Bank’s Neighborhood Hero program offers low down payment options (as little as 3%!), reduced mortgage insurance premiums, easier qualification and lower interest rates than other loan programs. It’s our little way of saying thank you for serving our community!

QUICK
FACTS

Minimum Credit Score:

661

Minimum Down Payment:

3%

Max Debt-to-Income:

45%

Max Loan Amount:

$484,350

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

661

Minimum Down Payment:

3%

Max Debt-to-Income:

45%

Max Loan Amount:

$484,350

Available for:

  Primary Residences

AM I ELIGIBLE FOR NEIGHBORHOOD HERO?

Neighborhood Hero is available for a wide range of everyday heroes that serve our community. Contact us if you are unsure if you are eligible.

School Employees

Includes school employees working in the K-12 education system.*

First Responders

Government, state, county and city employed police officers and firefighters.*

Medical Workers

Includes nurse practitioners, registered nurses, phlebotomists, physician assistants, and emergency medical technicians.

Neighborhood Hero Program Features:

  • Reduced Private Mortgage Insurance (PMI) premiums (by as much as 40%!)
  • As little as 3% down.
  • Lower interest rates than other loan programs.
  • Easier qualification. Credit scores as low 661 are eligible.
  • Loan amounts up to $453,100.
  • Some exclusions apply, contact your Team 101 at Northpointe Bank loan expert for full details. All mortgages are subject to credit review and approval. This is not a loan commitment. Maximum loan-to-value ratios, loan amount and product terms may change without notice.

Is Neighborhood Hero Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with a Neighborhood Hero Loan.

Get Started

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CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

Neighborhood Hero is available in the following States: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, Wyoming

Special Offers and Programs

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Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

QUICK CLOSE

Move into your new home sooner. Time saved plus low rates equals more savings for you.