Question:
Question:
Are you a school employee, first responder or medical worker looking to purchase your dream home?
QUICK
FACTS
Minimum Credit Score:
661
Minimum Down Payment:
3%
Max Debt-to-Income:
45%
Max Loan Amount:
$726,200

QUICK
FACTS
Minimum Credit Score:
661
Minimum Down Payment:
3%
Max Debt-to-Income:
45%
Max Loan Amount:
$726,200
Available for:
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AM I ELIGIBLE FOR NEIGHBORHOOD HERO?
Neighborhood Hero is available for a wide range of everyday heroes that serve our community. Contact us if you are unsure if you are eligible.

School Employees
Includes school employees working in the K-12 education system.*

First Responders
Government, state, county and city employed police officers and firefighters.*

Medical Workers
Includes nurse practitioners, registered nurses, phlebotomists, physician assistants, and emergency medical technicians.


Neighborhood Hero Program Features:
- Reduced Private Mortgage Insurance (PMI) premiums (by as much as 40%!)
- As little as 3% down.
- Lower interest rates than other loan programs.
- Easier qualification. Credit scores as low 661 are eligible.
- Loan amounts up to $726,200.
- Some exclusions apply, contact your Team 101 at Northpointe Bank loan expert for full details. All mortgages are subject to credit review and approval. This is not a loan commitment. Maximum loan-to-value ratios, loan amount and product terms may change without notice.
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Neighborhood Hero is available in the following states: Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kentucky, Maryland, Massachusetts, Michigan, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington
Why Choose
at Northpointe Bank?

The answer is clear:
More Options. Better Pricing. Period.
Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.
Rated 4.9 out of 5

Rated 4.9 out of 5
Based on 463 customer reviews
Based on 463 customer reviews


