EquityBuilder

Grow the equity in your home faster with a lower interest rate and shorter loan term.

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Question:

Question:

Are you looking for an affordable way to grow the equity in your home at a faster rate but don’t have a lot of (or any) money to put down?

CONSIDER OUR EQUITYBUILDER LOAN PROGRAM

If you’re looking to purchase a home and build equity faster than a standard loan, look no further than EquityBuilder. Enjoy the awesome benefits of the program, like the option to avoid monthly mortgage insurance, flexible loan terms, and less upfront cash to close. You’ll end up paying much less total interest over the life of your loan, and build up your wealth in the process!

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FACTS

Minimum Credit Score:

680

Minimum Down Payment:

0%

Max Debt-to-Income:

43%

Max Loan Amount:

$700,000

Available for:      Primary Residences    

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FACTS

Minimum Credit Score:

680

Minimum Down Payment:

0%

Max Debt-to-Income:

43%

Max Loan Amount:

$700,000

Available for:

  Primary Residences

See the advantages of EquityBuilder

Grow the equity in your home faster with a low interest rate and shorter term loan. After 10 years, you’ll have more than doubled the paid-in-equity with EquityBuilder.

EquityBuilder
15 year fixed
Conventional
30 year fixed
Purchase Price$200,000$200,000
Down Payment0%3%
Loan Amount$200,000$194,000
Interest Rate / APR3.00% / 3.39%4.25% / 4.49%
Monthly Payment$1,388$959
Cash-to-Close$8,750$15,880
Paid-in-equity after 5 years$56,964$23,833
Paid-in-equity after 10 years$123,135$45,880

How much more equity?

+$33,131

+$77,255

How much more equity?

+$33,131 after 5 years

+$77,255 after 10 years

Payment amounts do not include taxes and insurance premiums, the actual payment amount will be greater. Conventional 30 Year Fixed: Requires 360 monthly principal and interest payments. EquityBuilder 15 Year Fixed: Requires 180 monthly principal and interest payments. The above example is for illustration purposes only.

Amortization Options:

After 10 years, you’ll more than double the paid-in-equity with EquityBuilder.

Is EquityBuilder Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with EquityBuilder.

Get Started

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CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

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CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

EquityBuilder is available in the following States: Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington

Special Offers and Programs

Updated

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Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

QUICK CLOSE

Move into your new home sooner. Time saved plus low rates equals more savings for you.