Credit Builder

Recovering from a significant credit event? Credit Builder could be the answer.

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Question:

Question:

Are you recovering from a significant credit event that is affecting your ability to purchase or refinance your existing mortgage?

CONSIDER A CREDIT BUILDER LOAN

With a Credit Builder Loan from Team 101 at Northpointe Bank, you’ll enjoy low rates, our streamlined process, along with a loan custom-tailored to fit your needs. The Credit Builder loan program allows for credit scores as low as 580, offers many loan term options, and includes for loan amounts up to $1 million—perfect for getting you back on track.

QUICK
FACTS

Minimum Credit Score:

580

Minimum Down Payment:

15%

Max Debt-to-Income:

50%

Max Loan Amount:

$1,000,000*

Available for:      Primary Residences          Second Homes    

QUICK
FACTS

Minimum Credit Score:

580

Minimum Down Payment:

15%

Max Debt-to-Income:

50%

Max Loan Amount:

$1,000,000*

Available for:

  Primary Residences
  Second Homes

CREDIT BUILDER BENEFITS

The Credit Builder Loan Program offers a variety of different fixed rate and adjustable-rate products for either purchase or refinance. Drill down on the details and find the perfect Credit Builder Loan for your unique situation!

Loan amounts up to $1,000,000

Down payments as low as 15%

Fixed and adjustable-rate options

Amortization Options:

Is Credit Builder Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with Credit Builder.

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CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       

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CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

Credit Builder is available in the following States: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, Wyoming

Special Offers and Programs

Updated

Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

QUICK CLOSE

Move into your new home sooner. Time saved plus low rates equals more savings for you.