Home Center Approved 2016-11-30T17:09:41+00:00

Home Center and Academy Mortgage Team 101


and the key to a successful home building experience

Why Use a Home Center Featured Lender?

  • $3,000 Preferred Lender Incentive

    You get $3,000 towards your closing costs! This special offer makes it difficult for any other mortgage company to be competitive in pricing with Academy Mortgage Team 101.

  • No Origination Fee

    The industry standard origination fee of 1% is waived for all Home Center Construction buyers that use Academy Mortgage Team 101, adding further savings to an already great deal.

  • Same Day Keys

    You get your keys the very same day you sign your closing documents! This may not seem like a big deal, but it can take up to 48 hours to receive your keys if you use a different lender. No need to wait to move into the home of your dreams.

  • Stellar Customer Service

    We are committed to providing a stress-free experience that focuses on communication every step of the way. If you have questions, call or email anytime.

  • Up Front Approval

    Your earnest money and construction deposit are non-refundable. However, we will issue an underwritten approval up front. That means, when you put a down payment on your new home, you can be 100% confident that you can close on your home when it is ready.

  • Smooth Process

    We are very familiar with the Home Center building process. We strive to make the experience as seamless as possible, so you feel less stress and more excitement about your new home purchase.

Jeff Morgan

Branch Lending Manager | NMLS #256029

State Lic UT #4827341

Pre-Qualify Now
Contact Jeff

Mortgage Calculators and Reviews

Tools to help you make an informed and educated decision

Conventional Mortgage Calculator

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20%. They also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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FHA Mortgage Calculator

With flexible qualification guidelines, FHA loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down. FHA loan limits vary by county. Click here to see current limits and contact Academy to see if you qualify.

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Affordability Calculator

Team 101’s affordability calculator helps you to determine how much house you can afford. It takes into account your annual income, monthly debts, and specified mortgage rate to calculate a home purchase price that fits within your budget.

Jeff's Zillow Reviews
"We loved working with Jeff and his team. They knew exactly what they were doing and laid out the different options we had. If we had any questions ... more "
by kyconterio
"Great smooth experience! Everything went even better than expected. I could always get answers to questions when I needed them and they were able to ... more "
by bdhortin
"Wonderful experience! Jeff was fast, easy to work with, adapted to our schedule as we were moving out of state and already sitting in the airplane, ... more "
by liesbethle
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Team 101 Loan Programs

Information on the different loan programs offered by Team 101 of Academy Mortgage



We’re here to help answer your questions. The mortgage process can, but doesn’t have to be, complicated. Use this form if you’d like to learn more about eligibility, rates, special programs, or pretty much any other question that you can dream up…