Utah Housing Score Loan

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100% financing loan option for first-time or repeat Utah homebuyers with credit challenges.

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Question:

Question:

Are you a Utah resident looking for 100% financing but have credit challenges that are hindering your home purchase options?

CONSIDER A UTAH HOUSING SCORE LOAN

The Utah Housing Score loan option provides up to 4% that can be borrowed for use towards your down payment and closing costs. The best part? You don’t have the higher credit score requirements of the other Utah Housing loan programs. The program is setup as a 2nd mortgage coupled with an FHA or Conventional home loan.

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FACTS

Minimum Credit Score:

620

Minimum Down Payment:

0%

Max Debt-to-Income:

43%

Max Loan Amount:

$309,000*

Available for:      Primary Residences    

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FACTS

Minimum Credit Score:

620

Minimum Down Payment:

0%

Max Debt-to-Income:

43%

Max Loan Amount:

$309,000*

Available for:

  Primary Residences

Amortization Options:

  • Utah Housing Score loans are subject to income and purchase price limits that vary by county. Visit the Utah Housing Website for current details.

Is a Utah Housing Score Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with Utah Housing Score Program.

Get Started

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CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

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CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

Score Loans are available in the following States: Utah

Special Offers and Programs

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Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

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Move into your new home sooner. Time saved plus low rates equals more savings for you.