Utah Housing Score Loan

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100% financing loan option for first-time or repeat Utah homebuyers with credit challenges.

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Question:

Question:

Are you a Utah resident looking for 100% financing but have credit challenges that are hindering your home purchase options?

CONSIDER A UTAH HOUSING SCORE LOAN

The Utah Housing Score loan option provides up to 4% that can be borrowed for use towards your down payment and closing costs. The best part? You don’t have the higher credit score requirements of the other Utah Housing loan programs. The program is setup as a 2nd mortgage coupled with an FHA or VA loan.

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

0%

Max Debt-to-Income:

45%

Max Loan Amount:

$365,200*

Available for:      Primary Residences    

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

0%

Max Debt-to-Income:

45%

Max Loan Amount:

$365,200*

Available for:

  Primary Residences

Amortization Options:

  • Utah Housing Score loans are subject to income and purchase price limits that vary by county. Visit the Utah Housing Website for current details.

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Is a Utah Housing Score Loan Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with Utah Housing Score Program.

Get Started

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CALL US NOW           801.810.6503       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   801.810.6503

GET IN TOUCH ONLINE

CONTACT US

Score Loans are available in the following States: Utah

Why Choose at Northpointe Bank?

The answer is clear:

More Options. Better Pricing. Period.

Join the many satisfied Utahns who’ve gotten their mortgage loan for their dream home through Team 101 at Northpointe Bank.

Rated 4.9 out of 5

Rated 4.9 out of 5

Based on 437 customer reviews

Based on 437 customer reviews