Conventional 97% No MI

Back to Conventional Loans

Buy a home with 3% down* conforming fixed-rate loan and no mortgage insurance.

APPLY NOW

Question:

Question:

Looking to purchase or refinance a primary, secondary or investment property with little money down and no pesky mortgage insurance?

CONSIDER A CONVENTIONAL 97% NO MI LOAN

Northpointe Bank offers an awesome program for buyers that are looking to purchase or refinance a home (primary, second OR investment property!) without the additional cost of private mortgage insurance (PMI). Buy with as little as 3% down on a conforming fixed loan.

*As little as 3% down for single-family primary homes. All loans are subject to credit review and approval. This is not a commitment to lend.

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

3%

Max Debt-to-Income:

50%

Max Loan Amount:

$484,350

Available for:      Primary Residences          Second Homes          Investment Properties    

QUICK
FACTS

Minimum Credit Score:

620

Minimum Down Payment:

3%

Max Debt-to-Income:

50%

Max Loan Amount:

$484,350

Available for:

  Primary Residences
  Second Homes
  Investment Properties

BENEFITS OF CONVENTIONAL 97% NO MI

Review the following benefits of the Conventional 97% No MI Loan Program and see if it is the right fit for your homeownership goals.

Loan amounts up to $453,100

Down payments as low as 3%

Fixed rate options available

Amortization Options:

Is 97% Conventional No MI Right for You?

Fill out this questionnaire to see if we can help you achieve your homeownership goals with 97% Conventional No MI.

Get Started

– or –

CALL US NOW           804.724.LOAN       OR GET IN TOUCH ONLINE       
CONTACT US

– or –

CALL US NOW

   804.724.LOAN

GET IN TOUCH ONLINE

CONTACT US

Conventional 97% No MI is available in the following States: All States

Special Offers and Programs

Updated

Learn More

Why Choose ?

LOW RATES

We offer some of the lowest mortgage rates in the industry, along with truly innovative, tailored programs.

GREAT SERVICE

Our mission: client-focus. As your personal lender, we value listening and delivering on what is most important to you.

QUICK CLOSE

Move into your new home sooner. Time saved plus low rates equals more savings for you.